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Frequently asked questions and answers:

WHAT IS A CASH ADVANCE?
A cash advance is a short-term loan between paydays where the funds are electronically deposited to your checking account.

HOW CAN I GET A PAYDAY ADVANCE?

Complete an on-line application agreement.

HOW MUCH CAN I BORROW?
$50.00 to $255.00, depending upon your income.

HOW WILL I KNOW IF I AM APPROVED OR DECLINED?
You will receive an E-mail advising you of the status of your application, advance amount, ETA of funds to your account and repayment date.

HOW MUCH DOES IT COST?


Advance Amount
Interest
Due on your nearest payday  Amount Due 
$ 50.00
$ 8.83
$ 58.83
$ 75.00
$13.24
$ 88.24
$100.00
$17.65
$117.65
$125.00
$22.07
$147.07
$150.00
$26.48
$176.48
$175.00
$30.89
$205.89
$200.00
$35.30
$235.30
$225.00
$39.71
$264.71
$250.00
$44.12
$294.12


HOW LONG DOES IT TAKE?
Most advances approved before 3 PM PST will receive there advance the next business day.
SEE: SAMPLE CHART - exact availability of funds are subject to bank schedules, policies, and bank holidays.

Funds Availability
 Day of
Approval by 3 PM
PST (Pacific Standard Time)
Mon.
Tues.
Wed
Thurs.
Fri.
Mon.
-
X
-
-
-
Tues.
-
-
X
-
-
Wed
-
-
-
X
-
Thurs.
-
-
-
-
X
Fri.
X
-
-
-
-
Sat Sun
-
X
-
-
-

Day of Approval by 6 PM
PST (Pacific Standard Time)

* This sites services may change from time to time without notice.

HOW SOON DO I HAVE TO PAY IT BACK?
Approximately two weeks or your next payday. Please enter your exact paydays accurately on the application.

DO I HAVE TO PAY THE WHOLE AMOUNT?
Yes. You do not have to wait till your next payday.

Note: A short term advance provides the cash needed to meet an immediate short-term cash flow problem. It is not a solution for longer term financial problems for which longer term financing may be more appropriate. You may want to discuss your financial situation with a nonprofit counseling service in your community.