Payday Loans California
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Frequently asked payday loan advance questions and answers:

WHAT IS A PAYDAY LOAN?
A cash advance is a short-term loan between paydays where the funds are electronically deposited to your checking account.

HOW CAN I GET A PAYDAY ADVANCE?

Complete an on-line application agreement.

HOW MUCH CAN I BORROW?
$50.00 to $255.00, depending upon your income.

HOW WILL I KNOW IF I AM APPROVED OR DECLINED?
You will receive an E-mail advising you of the status of your application, advance amount, ETA of funds to your account and repayment date.

HOW MUCH DOES A PAYDAY CASH ADVANCE COST?


Advance Amount
Interest
Due on your nearest payday  Amount Due 
$ 50.00
$ 8.83
$ 58.83
$ 75.00
$13.24
$ 88.24
$100.00
$17.65
$117.65
$125.00
$22.07
$147.07
$150.00
$26.48
$176.48
$175.00
$30.89
$205.89
$200.00
$35.30
$235.30
$225.00
$39.71
$264.71
$250.00
$44.12
$294.12

HOW LONG DOES IT TAKE?
Most advances approved before 3 PM PST will receive there advance the next business day.
SEE: SAMPLE CHART - exact availability of funds are subject to bank schedules, policies, and bank holidays.

Funds Availability
 Day of
Approval by 3 PM
PST (Pacific Standard Time)
Mon.
Tues.
Wed
Thurs.
Fri.
Mon.
-
X
-
-
-
Tues.
-
-
X
-
-
Wed
-
-
-
X
-
Thurs.
-
-
-
-
X
Fri.
X
-
-
-
-
Sat Sun
-
X
-
-
-

Day of Approval by 6 PM
PST (Pacific Standard Time)

* This sites services may change from time to time without notice.

HOW SOON DO I HAVE TO PAY IT BACK?
Approximately two weeks or your next payday. Please enter your exact paydays accurately on the application.

DO I HAVE TO PAY THE WHOLE AMOUNT?
Yes. You do not have to wait till your next payday.

 

Note: A short term advance provides the cash needed to meet an immediate short-term cash flow problem. It is not a solution for longer term financial problems for which longer term financing may be more appropriate. You may want to discuss your financial situation with a nonprofit counseling service in your community.